Personal Debt Freedom

Privacy Policy

Effective Date: September 17th, 2024

At PersonalDebtFreedom.com, we respect your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard the data you provide when using our website. By accessing PersonalDebtFreedom.com, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue your use of the site.

  1. Information We Collect

We collect both personal and non-personal information from users of PersonalDebtFreedom.com.

Personal Information

Personal information is data that can identify you directly or indirectly. We collect personal information you voluntarily provide when you:

– Register or complete forms on our site

– Subscribe to our newsletters or services

– Contact us for customer support or inquiries

This information may include your name, email address, phone number, and any other details you provide.

Non-Personal Information 

Non-personal information is data that does not identify you personally. We automatically collect certain non-personal information when you visit the site, including:

– IP address

– Browser type

– Device type

– Operating system

– Pages visited and time spent on the site

We may also use cookies and similar tracking technologies to collect non-personal information.

  1. How We Use Your Information

The information we collect may be used for the following purposes:

– To provide, maintain, and improve our services

– To personalize your experience on the website

– To communicate with you, including responding to your inquiries and sending updates or promotional materials

– To analyze site traffic and user behavior to improve the site’s functionality

– To comply with legal obligations

  1. Sharing Your Information

We do not sell or rent your personal information to third parties. However, we may share your information in the following circumstances:

– Service Providers: We may share your personal information with third-party service providers who assist us with operations such as hosting, data analysis, and customer support. These providers are contractually obligated to protect your information and use it only for the purposes for which it was shared.

– Legal Obligations: We may disclose your personal information when required by law, court order, or in response to lawful requests by government authorities.

– Business Transfers: In the event of a merger, acquisition, or asset sale, your personal information may be transferred as part of the business transaction.

  1. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to improve your experience on PersonalDebtFreedom.com. Cookies are small text files that are stored on your device to help us remember your preferences and track usage patterns. You can control the use of cookies through your browser settings, but disabling cookies may limit your access to some features of the website.

  1. Data Security

We implement appropriate security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee the absolute security of your data.

  1. Data Retention

We retain personal information for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable laws. If you wish to have your personal information deleted or no longer wish for us to retain it, please contact us, and we will take appropriate steps, unless we are legally obligated to retain certain data.

  1. Your Rights and Choices

You have certain rights regarding your personal information, including:

– Access: You may request access to the personal information we hold about you.

– Correction: You may request that we correct any inaccurate or incomplete personal information.

– Deletion: You may request that we delete your personal information, subject to legal obligations.

– Opt-Out: You may opt-out of receiving marketing communications from us by following the unsubscribe instructions in our emails or by contacting us directly.

To exercise any of these rights, please contact us at [email protected].

  1. Children’s Privacy

PersonalDebtFreedom.com is not intended for use by children under the age of 18, and we do not knowingly collect personal information from children. If we become aware that we have inadvertently collected such information, we will take steps to delete it. If you believe we may have collected information from a child, please contact us immediately.

  1. Third-Party Links

Our website may contain links to third-party websites or services. This Privacy Policy applies only to PersonalDebtFreedom.com, and we are not responsible for the privacy practices or content of third-party sites. We encourage you to review the privacy policies of any external websites you visit.

  1. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with an updated effective date. We encourage you to review this policy periodically to stay informed about how we protect your personal information.

  1. Contact Us

If you have any questions or concerns regarding this Privacy Policy, or if you wish to exercise your rights regarding your personal information, please contact us at [email protected]