Terms and Conditions
Effective Date: September 17th, 2024
Welcome to PersonalDebtFreedom.com (referred to as “the Site”). By using or accessing this website, you agree to comply with the following Terms and Conditions. Please review these terms carefully before using the Site. If you do not agree with these Terms, you must not use the Site.
- Acceptance of Terms
By accessing or using PersonalDebtFreedom.com, you agree to be bound by these Terms and Conditions, along with any additional policies or guidelines posted on the Site. We reserve the right to change these Terms at any time, and such changes will be effective immediately upon posting. Your continued use of the Site constitutes your acceptance of any revised Terms.
- Services Provided
PersonalDebtFreedom.com provides educational resources and tools to help individuals manage and reduce debt. The information on the Site is for general informational purposes only and should not be considered financial, legal, or professional advice. You should consult with a licensed financial advisor or attorney for guidance on your specific situation.
- User Eligibility
To use PersonalDebtFreedom.com, you must be at least 18 years of age or the age of legal majority in your jurisdiction. By accessing the Site, you represent and warrant that you meet these eligibility requirements.
- User Responsibilities
As a user of PersonalDebtFreedom.com, you agree to:
– Provide accurate, current, and complete information when prompted by any forms on the Site.
– Use the Site for lawful purposes only.
– Avoid engaging in any activities that may damage or interfere with the proper functioning of the Site or disrupt other users’ experience.
You are responsible for any content you post or submit to the Site, and you agree not to post or share any unlawful, defamatory, or misleading material.
- Intellectual Property Rights
All content, designs, logos, text, graphics, and other materials on PersonalDebtFreedom.com are the property of PersonalDebtFreedom.com or its licensors and are protected by intellectual property laws. You may not copy, distribute, reproduce, or create derivative works from any content on the Site without express written permission.
- Third-Party Links
PersonalDebtFreedom.com may contain links to third-party websites or services. These links are provided for your convenience and do not imply endorsement or responsibility for the content, products, or services of these third-party sites. Your use of linked websites is at your own risk, and we encourage you to review the terms and privacy policies of any third-party sites you visit.
- Disclaimer of Warranties
The information and services on PersonalDebtFreedom.com are provided on an “as-is” and “as available” basis. We make no representations or warranties of any kind, express or implied, regarding the operation of the Site, the accuracy of the content, or the reliability of any information provided. PersonalDebtFreedom.com disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
- Limitation of Liability
To the fullest extent permitted by law, PersonalDebtFreedom.com and its affiliates, employees, and partners will not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Site. This includes, but is not limited to, damages for loss of data, profits, or other intangible losses resulting from the use or inability to use the Site or services.
- Indemnification
You agree to indemnify and hold harmless PersonalDebtFreedom.com, its affiliates, employees, and partners from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of the Site, violation of these Terms, or infringement of any third-party rights.
- Termination
We reserve the right to terminate or suspend your access to PersonalDebtFreedom.com at any time, without notice, for any conduct we believe violates these Terms or is otherwise harmful to the Site or other users. Upon termination, you will lose access to your account and any information stored on the Site.
- Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict of law provisions. Any disputes arising out of or related to your use of the Site shall be subject to the exclusive jurisdiction of the courts located in [Insert State].
- Changes to Terms and Conditions
PersonalDebtFreedom.com reserves the right to modify these Terms and Conditions at any time. Changes will be posted on this page, and your continued use of the Site after such changes indicates your acceptance of the updated Terms.
- Contact Information
If you have any questions or concerns regarding these Terms and Conditions, please contact us at [email protected]